The Emergency Loan provides quick financial assistance to members during urgent situations. It is available only to clients who have maintained a good repayment record. Members can access this loan up to two times per year.

• Maximum Loan Amount: Up to NRs. 50,000

• Approval Process:

  • Applications must be submitted at the Center level.

  • The Center Manager and Group Members evaluate the genuineness of the request before approval.

• Loan Service Charge: 1%

• Base with Premium Rate Upto=3% (Both with and without collateral)

This loan ensures members receive timely support in emergencies, with proper case evaluation to maintain transparency and fairness.