The Micro Enterprise Loan is designed to help members expand an existing business or establish a new one. This facility provides financial support to poor individuals and families, enabling them to start and grow their own enterprises. Since a General Loan alone may not be sufficient for business expansion, this specialized loan product has been introduced.

• Maximum Loan Amount:

  • Up to NRs. 700,000 without collateral

  • From NRs. 300,000 up to NRs. 700,000 with collateral

• Loan Service Charge: 1.30%

• Base with Premium Rate Upto=3% (With and Without collateral)

• Loan Tenure:

• • Collateral           :1 to 7 Years
  • Without Collateral  : 1 to 6 Years

  
  Every fiscal year, MLBSL recognizes the Best Entrepreneur Members and awards them a Green Card. Green Card holders enjoy discounts on loans and are exempt from processing fees.

This loan empowers members to strengthen their businesses, generate income, and contribute to sustainable economic growth.